For new businesses just starting out, credit cards can play a pivotal role in saving money. In any business endeavor you take on, efficient expense management is crucial. Optimize your spending with a credit card tailored for new businesses, offering perks like:
• Cashback
• Travel rewards
• Hotel accommodations, or
• Savings through a balance transfer deal
The Impact of Increased Capital in the Business Realm
Increased access to capital can be particularly beneficial in the context of business spending, especially when it involves investments into the business, your clients, or your prospects.
Here are a few ways in which expanded access to capital – the lifeblood of your business – can enhance your business as you scale:
Expanded Opportunities for Client Engagement: With more capital at your disposal, you can pursue a broader range of client engagement activities. This might include hosting more elaborate events, organizing specialized outings, or offering enhanced entertainment options. This can contribute to stronger client relationships and a more memorable business presence.
Higher Quality Business Experiences:
Increased capital allows for the provision of higher-quality experiences during client outings or entertainment events. This could involve choosing more upscale venues, providing better catering, or offering unique and memorable activities. The result is a more positive impression on clients and partners.
Strategic Marketing and Promotion:
Access to additional capital provides opportunities for strategic marketing and promotion. You can invest in advertising, promotional materials, or even sponsorships that can elevate the visibility of your business and the events you host, potentially attracting more clients.
Flexibility in Business Planning:
Adequate capital provides flexibility in planning and executing these business activities. Whether it's protecting your business for unexpected situations or seizing new opportunities, having more financial resources allows for a more agile and dynamic approach to conditions that arise in your environment.
Broader Scope of Business Improvement Options:
With increased capital, businesses can explore a broader range of business improvement options. This might include investing in services that help the business operate more efficiently, purchasing machinery, a business vehicle, or incorporating unique elements that set your business apart in the eyes of clients.
Strengthening Brand Image:
Utilizing capital to enhance the quality and scale of client-related activities can contribute to strengthening your brand image. A well-executed client engagement strategy supported by sufficient capital reflects positively on your business, reinforcing its reputation in the industry.
Prior to applying for the major credit cards listed below, we strongly recommend reaching out to Omni Resources to assess your eligibility and increase your credit card approval chances of approval. It is necessary that you have successfully completed phase 2 of your business credit consulting education before proceeding with any business credit card applications.
Please contact us for any clarifications or to check your eligibility before initiating the application process.
Rewards Business Credit Cards for Cash Back
Ink Business Preferred Credit Card
Annual Fee: $95
Interest Schedule: 21.24% – 26.24% variable APR
Welcome offer
New cardholders earn a welcome bonus of 100,000 Chase Ultimate Rewards points after spending $8,000 in the first three months.
Key Benefits
Thereafter, you can earn 3 points per $1 on up to $150,000 spent on travel; shipping; cable, internet, and phone services; and advertising on social media platforms and search engines. After meeting the cap, and on all your other purchases, you earn 1 point per $1 spent.
Learn More Here
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The Business Platinum Card® from American Express
Annual Fee: $695
Interest Schedule: 19.49% - 27.49% Variable
Welcome offer
This card features a welcome offer of 120,000 Membership Rewards points that you can earn by spending $15,000 on eligible purchases within the first three months.
Key Benefits
You will earn 5 points on flights and prepaid hotels through amextravel.com; an extra half-point (1.5 Membership Rewards points total) per $1 spent on eligible purchases with U.S. construction material and hardware suppliers, electronic goods retailers and software and cloud system providers, and shipping providers as well as on each purchase of $5,000 or more, up to a cap; and you’ll earn 1 point for every $1 you spend on other eligible purchases.
Learn More Here
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Rewards Business Credit Cards for Travel
Ink Business Cash Credit Card
Annual Fee: $0
Interest Schedule: 0% intro APR for 12 months on purchases
(then, 18.49% - 24.49% Variable)
Welcome offer
*New cardholders earn a $900 cash-back bonus after you spend $6,000 on purchases within the first three months of account opening.
Key Benefits
Earn 5% back on the first $25,000 in combined spending at office supply stores and on internet, cable, cellular, and landline phone services each account anniversary year. Earn 2% cash back on the first $25,000 in combined spending at gas stations and restaurants each account year. Earn 1% back on everything else.
Learn More Here
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The American Express Blue Business Cash Card
Annual Fee: $0
Interest Schedule: 0% intro APR for 12 months from the date of account opening on purchases then 18.49% - 26.49% Variable
Welcome offer
Earn a $250 statement credit after you make $3,000 in purchases on your card in your first three months. Plus, you can take advantage of a 12-month intro period with 0% APR on purchases (then, 18.49% - 26.49% Variable). This is a great card to help get you through your startup costs.
Key Benefits
You’ll also earn 2% cash back on all your eligible purchases up to $50,000 spent per calendar year, then 1%.
Learn More Here
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Rewards Business Credit Cards for Low Rate
Ink Business Cash Credit Card
Annual Fee: $0
Interest Schedule: 0% intro APR for 12 months on purchases
(then, 18.49% - 24.49% Variable)
Welcome offer
New cardholders earn a $900 cash-back bonus after you spend $6,000 on purchases within the first three months of account opening.
Key Benefits
Earn 5% back on the first $25,000 in combined spending at office supply stores and on internet, cable, cellular, and landline phone services each account anniversary year. Earn 2% cash back on the first $25,000 in combined spending at gas stations and restaurants each account year. Earn 1% back on everything else.
Learn More Here
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The American Express Blue Business Cash Card
Annual Fee: $0
Interest Schedule: 0% intro APR for 12 months from the date of account opening on purchases then 18.49% - 26.49% Variable
Welcome offer
Earn a $250 statement credit after you make $3,000 in purchases on your card in your first three months. Plus, you can take advantage of a 12-month intro period with 0% APR on purchases (then, 18.49% - 26.49% Variable). This is a great card to help get you through your startup costs.
Key Benefits
You’ll also earn 2% cash back on all your eligible purchases up to $50,000 spent per calendar year, then 1%.
Learn More Here
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Ink Business Unlimited Credit Card
Annual Fee: $0
Interest Schedule: 0% intro APR for 12 months from date of account opening on purchases then 18.49% - 24.49% Variable
Welcome offer
New cardholders will earn $900 cash back after you spend $6,000 in the first three months of card membership. Additionally, you can take advantage of an introductory 12 months no interest on purchases (then, 18.49% - 24.49% Variable).
Key Benefits
You’ll earn an unlimited 1.5% cash back on every purchase.
Learn More Here
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Remember, choosing a credit card aligned with your business needs is crucial. Look for features that complement your spending patterns and offer rewards that resonate with your goals and your budget. Always consult with a financial advisor to ensure the best fit for your unique business requirements.
Your Credit
In the dynamic landscape of business, solid credit is the linchpin that unlocks avenues for affordable financing and fuels the expansion of your company. At Omni Resources, we specialize in dismantling credit obstacles that may impede your access to crucial resources such as loans, credit cards, business space, equipment, and strategic partnerships.
Unleash the Full Potential of Your Credit
Building and maintaining a strong credit profile opens doors to an array of benefits. Qualify for premium credit card deals with lower interest rates, secure more favorable car insurance rates, and heighten your likelihood of loan approval with elevated limits. Omni Resources understands that each business is unique, and we offer personalized, one-on-one support to guide you through credit enhancement, debt consolidation, and optimal financing strategies tailored to your specific needs.
Learn More About Credit Tips
For additional insights into maximizing your credit potential, explore our comprehensive credit tips resource here. At Omni Resources, we are committed to helping your business navigate the complexities of credit, ensuring you access affordable financing and scale effectively in today's competitive market.
The Bottom Line
Elevate your business experiences and financial strategies with a carefully chosen credit card. This pivotal decision marks the initial stride toward heightened client engagement and financial empowerment. Featured in our selection are credit cards designed to align with your business aspirations, offering benefits like low-interest rates, cashback rewards, and tailored perks.
At Omni Resources, we recognize that selecting the right financial tools can redefine your business trajectory. Explore the possibilities, make informed choices, and witness the transformative impact on your business journey. Let your credit card become a catalyst for unlocking unprecedented opportunities. Take charge of your business's financial future by discovering more about our recommended credit cards today.
Call or email us today
(888) 882-8483
clients@omniresources.net
"Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful."
- Albert Schweitzer,
French-German physician, theologian, musician, and philosopher
Editor’s note: Nothing in this blog post should be construed as legal advice of any kind. Any legal, financial, or tax-related content is provided for informational purposes only and is not a substitute for obtaining advice from a qualified legal or accounting professional.
