Investment Properties
It is no mystery to any savvy investor today that real estate is a foundational necessity for building and securing wealth. As hedge fund billionaire John Paulson puts it, “If you don’t own a home, buy one. If you own a home, buy another one, and if you own two homes buy a third and lend your relatives the money to buy a home.”
The real estate investment world today can be tough to navigate, but there is currently a lot of inventory on the market and as interest rates come down, great opportunities abound for savvy buyers. Whether you’re looking to buy an office building, a duplex, an Airbnb property, or a storage facility, Omni Resources is here to help guide you through the process and secure the most attractive financing for your venture.
There many different types of real estate you can invest in, including:
- Single-family homes
- Multi-family properties
- Vacation rentals
- Office buildings
- Retails spaces
- Mixed-use developments
- Warehouses and distribution centers
- Manufacturing facilities
- Data centers
- Storage facilities
Before you invest in a property, you need to make calculations to see if it will be cashflow positive or at least close enough to be interesting. You’ll need to compare the rent you expect to receive (and possibly other income like parking fees or storage charges) with operating expenses including mortgage costs, property taxes, insurance, maintenance, property management costs, HOA fees, and vacancy rate.
In an ideal world, you will benefit in three important ways:
- By earning money each month from renting out your property
- By minimizing any taxes you owe on your rental income (or even generating a tax loss) by claiming expenses and depreciation
- By watching your property value (and your net worth) rise over the years while someone else covers your mortgage costs
Finding the Right Type of Financing
Omni Resources can help you explore your best options for financing your real estate investment. Your options include:
- Conventional Mortgages – These are similar to a primary residence loans, but may require a higher down payment, a better credit score or a slightly higher interest rate
- Business Mortgages – This option may offer preferable terms to a conventional mortgage, extra write-offs and even advantageous ways to pass on your property to relatives
- FHA Loans – This is ideal for first-time buyers and allows for lower down payments, but the property must by owner-occupied initially
- VA Loans – If you are a veteran, this type of loan may require no money down, but you must make the property your primary residence initially
- Home Equity Loans – You can use equity from your primary residence to fund your rental purchase
- Refinancing – You can pull out cash from your home when you refinance and use this to buy an investment property
Unlock Additional Funding Opportunities:
Our consultants at Omni Resources can help you secure funding tailored to the type of property you wish to invest in. Whether you’re expanding your portfolio, optimizing cash flow, or tackling unexpected expenses, we’ll guide you through the process to secure the resources you need to thrive. We can assist you with:
- Business Term Loans – To spur growth, enhance your cash flow and improve your long- term financial health, we can help you secure financing for critical business assets like property enhancements, vehicles, and equipment with no immediate payment required and a seven-year term
- Business Lines Of Credit – If you’ve been in business for two years, you can qualify for revolving credit access where you can access funds as needed to give your business more financial agility to capitalize on opportunities and manage challenges efficiently
We can also assist you with:
- Expansion Capital – We can help you access the money you need to acquire new properties or expand your current portfolio
- Operational Funding – We can assist you with customized financing solutions designed to optimize your cash flow
- Emergency Funds – We can help you secure capital to safeguard your business against unforeseen challenges
Setting Up the Right Entity for Your Investment Property
Besides helping you fund your investment property, Omni Resources is well equipped to help you set up the ideal business structure. By setting up the right type of corporate entity for making your investments, you will be able to deduct more expenses, reduce your taxes, and better protect your assets.
Get in touch with us!
If you’d like to find out more about getting the capital you need to purchase an investment property or grow your business in other ways, complete the form below and an Omni business advisor will follow up with you and fill you in on your best options. Let’s turn your business goals into reality together.